October 24, 2026
Who’s in Charge of Crypto?
Who oversees digital finance in America? Even the regulators aren’t sure.
Policy Commentary
I write at Byteisha on Substack on the future of money, data, and the technologies reshaping both.
Disclaimer: All views expressed here are strictly my own and do not reflect those of any institution, employer, affiliate, or organization I am associated with. This blog is a personal project and has no connection to my professional responsibilities.
Latest Notes
All notes → Oct 26
After the GENIUS Act: Who Regulates the Rest of US Crypto? Read it here:
View on Substack → Oct 2Jackson Hole was about financial innovation. What came out was quieter than disruption: new rails still depend on old anchors. My three takeaways
View on Substack → Sep 30Stablecoin issuers added ~$200B in US Treasuries over 5 years, more than 40% of China's decline in the same period. The catch: China sold longer-term debt. Stablecoins buy T-bills. A new buyer, not a replacement. New
View on Substack → Sep 30Read!
View on Substack →Latest Posts
All posts → 
September 30, 2026
Before the Bonds Can Move, the Money Has To.
Key takeaways from Darrell Duffie's Jackson Hole paper on tokenized finance
July 24, 2026
Crypto 101, Part Four: From an Asset to the Plumbing. Did you Notice?
This is Part Four, the last of the series. This part looks at it as a thing the financial system is quietly rebuilding itself on.
June 11, 2026
Crypto 101: Your Crypto Is Somewhere. Do You Know Where and Who Is Holding It?
This is Part Three of a four-part series. Part One covered Bitcoin, blockchain, and where your money goes when you buy crypto. Part Two covered what people are building on top of it -- Layer 2, DeFi,
June 9, 2026
Crypto 101: What Is DeFi, Layer 2, and a DAO -- And Why Should You Care?
This is Part Two of a four-part explainer series. In Part One we covered Bitcoin, blockchain, miners, and where your money actually goes when you buy crypto. Start there.
May 27, 2026
Crypto 101: Where Does My Money Actually Go?
I write about digital finance regulation and the future of money. This series is for everyone who has ever felt locked out of that conversation.